Required Documentation Checklist

Employment/Income

• Provide most recent pay stubs for 1 month
• Provide W-2’s for the past two years
• Provide all pages and schedules of the last two years personal Federal tax returns
  • Please sign and date page 2 of your federal tax returns
• If self-employed, provide all pages and schedules of last two years business tax returns and K-1’s
• If retired, provided benefit award letter, last two years 1099’s and all pages and schedules of last two years
• If any rental income is received, provide copy of current lease agreement and mortgage statements

Assets

• Provide all pages of most recent 2 months statements for all accounts; including all checking, savings, stocks, IRA, 401k. The statements must show name, account #, and name of banking institution.
• If funds to close will come from a gift please let us know so we can document the gift properly.
• If funds to close will come from sale of home, copy of HUD-1 from sale of home & deposit slip showing proceeds deposited into bank account

Credit

• Copy of enlarged driver’s license and social security card
• Copy of divorce decree if applicable
• Copy of bankruptcy papers, including all schedules and discharge pages
• Letter of explanation on any late payments, collections, charge offs or derogatory credit
• Letter of explanation for any recent credit inquiries
• If VA, Certificate of Eligibility and/or copy of DD214

Property

• Homeowners insurance quotes when in escrow
• If you’re retaining your current residence, provide a mortgage statement and insurance declaration page