Our Company

PERL is a leading national independent correspondent lender headquartered in Chicago, with over 200 employees company-wide, licensed in 27 states and growing nationally. Founded by Ken Perlmutter in 1994, PERL is now celebrating its second decade as one of Chicago’s most respected independent financial institutions. As a full-service lender, PERL has access to a wide range of loan products and consistently finds competitive rates and programs to fit the unique needs of our clients. With our in-house operations, PERL is able to provide quick decisions on loan information that clients need throughout the lending process, leading to smooth and faster closings. We pride ourselves in building lifelong associations with our clients – and will help finance more than just your first home. We’ll continually manage your financing needs to secure your long term success.

Why Perl?

PERL has maintained a high-level of integrity and superior business practice with a legacy of leadership for 20 years. Top 10 reasons to choose PERL:
1. PERL is consistently ranked as one of the top 100 lenders in the nation.
2. We’ve been recognized as an industry leader by Crain’s Chicago Business, National Mortgage News, Mortgage Originator Magazine, Mortgage Executive Magazine and the Illinois Association of Mortgage Professionals.
3. We have consistently maintained an A+ rating by the Better Business Bureau.
4. At PERL, we are dedicated to find you the perfect program and competitive rates to fit your unique financing needs.
5. PERL keeps loans in-house from application to closing, ensuring speed, security and quality control.
6. PERL’s mortgage process is streamlined and hassle-free with our in-house operations.
7. PERL offers flexible financing options, seamless loan execution, and unparalleled customer service.
8. PERL gives you complete information regarding fees and interest rates up front, ensuring no closing surprises.
9. We are committed to making your home ownership a continued success.
10. At PERL, we build long term associations with our clients and strive to be Your Lender for Life.